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APR = Annual Percentage Rate. Rates as low as 0.99% on new purchases October 1-9th. Special refinancing rates available all month. All loans are subject to credit approval. Rates, terms and conditions are subject to change without notice. Other restrictions may apply. HSCU does not warrant, guarantee, or insure and product or service offered or provided by any dealership. HSCU and participating dealers are separate entities. Contact the Credit Union for further information. Federally Insured by the NCUA.