Don't leave your Heritage South VISA at home!
A VISA card allows you to pay for purchases away from home at over 24 million locations with safety and convenience, no need to carry cash. Our Heritage South VISA is accepted at businesses worldwide wherever you see the trademark VISA logo.
NO Annual Fees
Instant Issued Cards right inside the branch! No more waiting!
Low Fixed Rates
Online Account Management through HSCU NetTeller and MobileTeller
After Hours "Decline Line" for assistance regarding a declined transaction
SMS Guardian - Texts Alerts to prevent fraud
Extra Awards for Platinum VISA
PIN by Phone, change your PIN number by calling 1-877-PHONEPIN (7466746)
NO hidden rate hikes for late payments
VISA Credit Card Options
The Platinum VISA from Heritage South features a low fixed rate with Extra Awards, a rewards program just for Platinum card holders that allows you to earn points on specific purchases and receive Cash Awards, Gift Certificates, Rebates, Travel, and more! Visit the Extra Awards website for more information!
Credit Limit: $5,000 and up
Our newest VISA card, this option is a no brainer for those needing a larger balance than the Classic card. Receive a lower fixed rate with no annual fees when you open a VISA Gold card at Heritage South.
Credit Limit: $500 to $20,000
Your classic VISA with all of the basic features including a fixed rate and no annual fees. This card is great for people that do not want a large open line of credit but still need the convenience and safety of a VISA for their purchases, or an emergency.
Credit Limit: up to $10,000
No credit history? That's ok! The Credit-Builder VISA is a great way to build your credit if you have little or no credit history.
Credit Limit: up to $5,000
Make Payments to:
Heritage South Credit Union
P.O. Box 128
Sylacauga, AL 35150
If you need to activate your new VISA:
If your VISA is lost or stolen, please call 1-800-682-6075.