VISA Credit Cards

 Apply For a VISA Credit Card Now!

 

Don't leave your Heritage South VISA at home!
A VISA card allows you to pay for purchases away from home at over 24 million locations with safety and convenience, no need to carry cash. Our Heritage South VISA is accepted at businesses worldwide wherever you see the trademark VISA logo.

  • NO Annual Fees
  • Instant Issued Cards right inside the branch! No more waiting!
  • Low Fixed Rates
  • Online Account Management through HSCU NetTeller and MobileTeller
  • Fraud Protection
  • After Hours "Decline Line" for assistance regarding a declined transaction
  • SMS Guardian - Texts Alerts to prevent fraud
  • Extra Awards for Platinum VISA
  • PIN by Phone, change your PIN number by calling 1-877-PHONEPIN (7466746)
  • NO hidden rate hikes for late payments

VISA Credit Card Options

VISA Platinum

The Platinum VISA from Heritage South features a low fixed rate with Extra Awards, a rewards program just for Platinum card holders that allows you to earn points on specific purchases and receive Cash Awards, Gift Certificates, Rebates, Travel, and more! Visit the Extra Awards website for more information!
Credit Limit: $5,000 and up

VISA Gold

Our newest VISA card, this option is a no brainer for those needing a larger balance than the Classic card. Receive a lower fixed rate with no annual fees when you open a VISA Gold  card at Heritage South.

Credit Limit: $500 to $20,000

VISA Classic

Your classic VISA with all of the basic features including a fixed rate and no annual fees. This card is great for people that do not want a large open line of credit but still need the convenience and safety of a VISA for their purchases, or an emergency.
Credit Limit: up to $10,000

Credit-Builder VISA

No credit history? That's ok! The Credit-Builder VISA is a great way to build your credit if you have little or no credit history.
Credit Limit: up to $5,000

 
Make Payments to:
Heritage South Credit Union
P.O. Box 128
Sylacauga, AL 35150
 
If you need to activate your new VISA:
Call 1-800-411-6390
or visit www.activatemycards.com
 
If your VISA is lost or stolen, please call 1-800-682-6075.