Business Checking and Savings

Whether your business is large or small, our Business Share and/or Checking account will surely satisfy all your needs. In a business, money continually comes in and out of your account. At Heritage South, we want to help you keep the best track of what's yours at all times. Here are just some of this account's features:

Business Money Market

  • Minimum Opening Deposit Required
  • No Monthly Fee
  • Visit our deposit rates page to see the interest rate for balances over $5,000 and for balances over $20,000.00

Business Lending

We can customize a loan that will fit the needs of your business:

  • Commercial Line of Credit
  • Equipment and Vehicle Financing
  • Unsecured Loans

Business VISA Card

Easily manage your business expenses:

  • Track purchases online
  • Get extra cards for your employees
  • Easily update your profile information and set account alerts online
  • Receive your card immediately with Instant-Issue Cards at one of our branches

Commercial Real Estate Lending

  • Refinancing available
  • Purchase of retail or commercial spaces
  • Expansion or Renovation Loans
  • Construction and Development Loans


Membership for your Employees or Organization

Enhance your employees benefits package by becoming an Employee Group. Credit Union membership is something your employees will value. Contact one of our Member Service Representatives today!

Direct Deposit & Payroll Deductions

Your direct deposit and payroll deductions can be processed by Heritage South CU. Ready to get started? Contact a Member Service Representative or visit any HSCU location today!

Merchant Capture

Scan and send your deposits as images to us and no more trips to the credit union. Ask about this convenient tool for your business today!

Merchant Services

Retail Payment Solutions that increase your revenue and reduce your risk.

Products offered from FIS Merchant Services:

  • Credit/Debit Card Processing
  • Gift cards and loyalty programs
  • Check warranty services
  • Smartphone offerings
  • E-commerce solutions
  • Virtual terminal solutions
  • Point of Sale (POS) Solutions

How it works:

An FIS representative communicates directly with you and your credit union to ensure smooth and efficient account operation. They offer in-depth training and offer programming of existing terminals, so you'll learn how to conduct transactions most efficiently. And when you have a question or need information, an FIS trained professional will provide their expertise, 24/7.

For more information or inquiries about FIS Merchant Services for your business or non-profit please contact:

Bonner Rawls or call 770.510.3093