Heritage South VISA Debit cards allow you the flexibility to make purchases nationwide or online. You can also use your VISA debit card to access your account from an ATM.

Getting your VISA debit card has NEVER been so easy!

Now you can order, receive, and use you debit card, instantly with our intant issue debit cards! Instant issue debit cards mean you no longer have to wait for your card and PIN to arrive in the mail.

  1. Order your card
  2. Enter your own PIN
  3. Walk out of the credit union that day with your activated debit card!

If you are not at our main branch, your card will be made and delivered to your closest branch the next business day. Simply come by to pick it up at your convenience.

Now you can choose your own PIN number!

Visit any branch to repin your visa debit card or ATM card. You don’t need your old PIN to create a new one. Choose any 4 digit PIN you like. This process only takes a couple of minutes and is secure, you never tell us what your PIN is.

PIN by Phone, change your PIN number by calling JHA PIN Management 1-800-290-7893

VISA Debit Card

Use your VISA debit card at ATMs or anywhere VISA is accepted. You can access your checking account quickly and easily with the added protection of your PIN number.

Need assistance with a declined transaction? During regular operating hours, you may contact our call center at 256-245-4776 and we will assist you. For Afterhours, use our Decline Line by calling Toll Free at 1-800-547-1215

Unauthorized activity on your card? Call 1-888-297-3416

Now you can change your PIN number without ever entering the credit union or contacting us! With PIN Management, you can change your PIN number by calling 1-800-290-7893.

Activate your new Debit Card by calling JHA Card Activation 1-800-290-7893


What is MyCardRules? MyCardRules is an easy-to-use mobile app that lets you put all kinds of different controls on your debit, credit or ATM cards. So, you can manage all of your card transactions right from your mobile device. You get complete control of how, when, where — and WHO uses your cards. Plus, being in control of spending and usage gives you another layer of security — and a little extra peace of mind

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