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Rates
** rates are subject to change without notice, certain rules and restrictions apply
all accounts are insured by NCUA and American Share Insurance
Mortgage Loan Rates
| Term | Rate | Max LTV | Index per Product |
30 Year 5/5
Index:60 day Freddie Mac rounded to the nearest 1/4% | 4.75%
5.50%
6.00% | 90%: A/B Paper
95%: A/B Paper
85% C/D Paper | Index Rate
Index + 75 basis points
Index + 120 basis points |
15 Year 5/5
Index:60 day Freddie Mac - 25 basis points | 4.00%
4.75%
5.50% | 90%: A/B Paper
95%: A/B Paper
85% C/D Paper | Index Rate
Index + 75 basis points
Index + 120 basis points |
15 Year Fixed
Index:60 day Freddie Mac + 75 basis points | 5.00%
5.25%
5.50% | 90%: A/B Paper
95%: A/B Paper
85% C/D Paper | Index Rate
Index + 75 basis points
Index + 120 basis points |
HELOC
Variable Rate Adjusted Annually | 5.00%
6.00%
7.00% | A Paper
B Paper
(80% max) C Paper | Prime Rate
Prime Rate plus One
Prime Rate plus Two
Floor Rate: 5.00% |
| Express Equity Fixed | 5.50% | > 700 Beacon Score | Prime Rate +50 basis points
Floor Rate: 5.50% |