Heritage South Credit Union

Call Center: 256-245-4776
Voice Response: 256-249-8318

Express Equity Loans & Home Equity Line-of-Credit

If you're a homeowner, you work hard to pay for your home.
Maybe its time to put your money to work for you with a home equity loan or line of credit.

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  • Your equity is collateral, giving you leverage for lower rates
  • Get a loan for up to 90% on the value of your home
  • No hidden fees
  • Lock in a low fixed rate on Express Equity Loans
  • Use the money for anything: vacation, remodel, consolidate debt
  • Interest paid on a home equity loan is usually tax deductible consult a tax advisor

What is Equity?

Equity is the difference between your house's market value and the amount outstanding on your mortgage.
If the market value of your home is $150,000 and the principal mortgage balance is $100,000, your equity would be $50,000.

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This credit union is federally insured by the National Credit Union Administration.
Additional insurance coverage provided by Excess Share Insurance Corporation.
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