Heritage South Credit Union

Call Center: 256-245-4776
Voice Response: 256-249-8318



effective July 12, 2013
Rates and Fees are Subject to change without notice.

  Download fee schedule

NetTeller (Online Banking) FREE
MobileTeller (Mobile Banking) FREE
PhoneTeller (Telephone Banking) FREE
Online Bill Pay FREE
Bill Pay Inactivity Fee (inactive for 3 months) $7.00 per month
Overdraft Fee
 - may be imposed in connection with checks, in person withdrawals, ATM withdrawals, or by other electronic means.
Insufficient Check Charge $28.00
Check Order Charge $15.28 - $25.00
Club Early Withdrawal Fee $10.00 per withdrawal
Account Closure Fee (closed within 90 days) $25.00 per account
Check Cashing Fee 5%
Wire Transfer Fee-Incoming or Outgoing $12.00 each
Foreign Wire Transfer Fee-Incoming or Outgoing $40.00 each
Research and Balancing $15.00 per hour
Account Print Out $1.00 per page
Copy of Statement $5.00 per statement
Stop Payment Request $28.00
Copy of Check Request $1.50 each
Money Order Service Charge $5.00 each
Return Mail Fee $3.00
Return Deposit Item $3.00
Return Check Fee $28.00
ATM inquiries $0.85
ATM withdrawals at other institutions 4 free, then $0.85 each
ATM withdrawals with a foreign card $3.00
VISA Late Fee $25.00
Credit Life/Disability Loan Actual Cost
Loan Late Charge (min.=$5,max.=$100) 5% of payment
Debit Card Replacement $5.00
Inactivity Fee (defined as no activity for 6 months on any single share) $5.00 per month
Dormancy Fee (defined as no activity for 24 months with balances <$1,000) $5.00 per month
Subpoena/Levy/Garnishment $35.00 each
Copy/Fax Fee $1.00 per page
Credit Union Check or Official Check
Payable to member No Charge
Payable to someone else $5.00
Check Reissue/Merchant Check Replacement $5.00
Gift Cards
VISA Gift Card $5.00
American Express Gift Card $5.00
VISA Travel Card $5.00
Reloadable Debit Card $5.00
Safe Deposit Boxes
5x5 $25.00 annually
3x10 $30.00 annually
5x10 $50.00 annually
10x10 $100.00 annually
Fee to drill safe deposit box $165.00
Fee replacement for safe deposit box key $20.00
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This credit union is federally insured by the National Credit Union Administration.
Additional insurance coverage provided by Excess Share Insurance Corporation.
©2008-2012, Heritage South Credit Union. All Rights Reserved