Heritage South Credit Union
Thursday, July 29, 2010
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Fee Schedule

last updated April, 30 2009
Rates and Fees are Subject to change without notice.

Overdraft Fee
 - may be imposed in connection with checks, in person withdrawals, ATM withdrawals, or by other electronic means.
$28.00
Insufficient Check Charge $28.00
Check Order Charge $15.00 - $25.00
Wire Transfer Fee $8.00
Foreign Wire Transfer Fee $30.00
Research and Balancing $10.00
Account Print Out $1.00 per page
Copy of Statement $5.00 per statement
Stop Payment Request $28.00
Copy of Check Request $1.50
Money Order Service Charge $1.25
Return Mail Fee $1.00
ATM withdrawals at other institutions 4 free, then $0.85 each
ATM withdrawals with a foreign card $2.25
ATM Balance Inquiries $0.85
VISA Over the Limit Fee $10.00
VISA Late Fee $10.00
Credit Life/Disability Loan Actual Cost
Loan Late Charge (min.=$5,max.=$100) 5% of payment
Debit Card Replacement $5.00
Dormancy Fee (defined as no activity for 6 months on any single share) $2.00
Credit Union Check or Official Check
Payable to member No Charge
Payable to someone else $2.00
Check Reissue $2.00
Gift Cards
VISA Gift Card $5.00
American Express Gift Card $5.00
Safe Deposit Boxes
5x5 $25.00 annually
3x10 $30.00 annually
5x10 $50.00 annually
10x10 $100.00 annually
Fee to drill safe deposit box $150.00
Fee replacement for safe deposit box key $20.00