Credit Cards

Don't leave your Heritage South VISA at home!

A VISA card from Heritage South will save you money with low fixed rates and NO annual fees!!

Click here to learn about the VISA Platinum card

A VISA card allows you to pay for purchases away from home at over 24 million locations with safety and convenience so there is no need to carry cash. VISA is accepted at businesses worldwide wherever you see the trademark VISA logo.
Heritage South Credit Union cardholders and members can also withdraw cash at more than 700,000 VISA ATMs and 400,000 VISA member locations worldwide.
Also, you may now make your payment at Heritage South Credit Union or through our online banking system.

Click here if you have a lost or stolen VISA card!

Keep Us Up to Date!
Maintaining current contact information is critical to assist us if we detect suspicious activity on your credit card account. Pleae update your information on the change of address form below or on the back of your credit card statement.
VISA Change of Address Form
*Please note that all changes must be signed and if you live out of town and plan to fax the form to us, it must be notarized.
IMPORTANT NOTE: Also, if you plan on traveling outside of the United States, please call VISA first at 1-800-615-1161 to ensure you will have no interruptions in services. This is an extra security effort by VISA in response to the growing instances of fraudulent credit cards that turn up overseas.

Platinum VISA Card
Try the new Heritage South VISA Platinum Card with a low fixed interest rate as low as 8.9% APR
Whether traveling, shopping, or planning the next big event on the weekend, no other credit card gives you rewarding privileges such as:

• Scoreboard CashBack rewards:  You will receive a reward every time you make a purchase-big or small.  There is no paperwork or hassles and your CashBack reward is paid annually.
• Concierge Service:  With a Visa Platinum, you can enjoy exclusive priveleges like those only found at fine hotels.
• Travel Insurance:  When you use your Platinum Visa card to purchase your entire travel fare on a common carrier you are automatically covered with $1,000,000 of Travel Accident Insurance.
• Customer Service:  You will have access to a preferential customer service center that operates 24 hours a day, 7 days a week.

Contact the Heritage South Loan Department at 256/245.4776 to apply for your VISA Platinum Card today.
Click here to view any warnings or events related to credit card fraud.
If you have any questions about credit card fraud or the Heritage South VISA card, do not hesitate to call us at 256/245.4776 or click here to fill out our secure online request form.