Business Services

Heritage South Credit Union has partnered with CUBS (Credit Union Business Services) to offer the small businesses of Talladega County a larger variety of business products.
Heritage South now offers a free business checking account, a business credit card, merchant processing, business loans, and insurance with CUBS.
There is a brief summary of our business products below but if you would like to discuss them in more detail, please call us at 256/245.4776 or click here to fill out a secure online request form.

You focus on what you do best....
                         let Heritage South take care of all of your financial needs.

Free Business Checking Account
Our business checking account offers many advantages like no minimum balance, no monthly fees, and no per check fees.

Click here to learn more about Business Checking
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Merchant Processing
If you already have a business checking account with Heritage South, call Newtek Merchant Solutions at 1/866/243.9342 and a representative will walk you through the enrollment process.
You can also call Heritage South at 256/245.4776 to tell us you would like to enroll and we will contact Newtek for you.
For more information on Merchant Processing, click here to fill out a secure online request form.
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Business Credit Cards
Heritage South can offer you the freedom and convenience of a business credit card. There will no longer be the confusion of mixing personal and business expenses on the same credit card because all business expenses are handled through the business credit card. You receive a detailed statement at the end of the month indicating all charges. You may even view and manage your business credit card online.
Not only can you have one for yourself, but you can have individual cards for your employees with preset spending limits. This enables them to make business purchases or pay for business travel without having to carry cash.
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Business Loans
Heritage South has partnered with SBA (Small Business Administration) and CUBS (Credit Union Business Services) in order to provide loans to small businesses in Talladega County.
Call us today if you need any help with the following:

• Business Start-Up
• Franchise Purchase
• Business Expansion
• Acquisition of Machinery
• Equipment
• Inventory
• Real Estate

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Insurance through CUBS
You may purchase insurance through CUBS at Heritage South Credit Union no matter what size your company is. With CUBS insurance, you have the opportunity to offer the insurance and retirement benefits that usually only large businesses can offer their employees.

• Individual Health Insurance Options
• Group Health
• Group Life and Disability
• 401K
• 125 Investment (Flexible Spending Account)

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** certain rules and restrictions apply. all accounts are insured by NCUA, ESI, and Equal Housing Lender